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The Dodge Charger is a popular model, which means Dodge Charger insurance rates are $149 more expensive than the average vehicle. For newer models, you can pay up to $139 per month on full coverage Dodge Charger insurance rates.
If you want to jump right in and start looking for auto insurance quotes, you can enter your ZIP code into our FREE online quote comparison tool to see the best auto insurance rates for you and your area.
If you’re searching for better rates for your Dodge Charger or are thinking of buying one but a high auto insurance rate is holding you back, you can always check out our page comparing the best 2021 auto insurance companies.
On that page, you’ll find comparisons of the top auto insurance companies by market share, average auto insurance rates, and financial strength ratings, among other factors.
Now, let’s get started.
Table of Contents
The average Dodge Charger auto insurance costs are $1,668 a year or $139 a month.
The chart below details how Dodge Charger insurance rates compare to other sedans like the Audi S4, Toyota Avalon, and Nissan Maxima.
However, there are a few things you can do to find the cheapest Dodge insurance rates online. It’s also helpful to know that auto insurance rates for Dodge Chargers depend, in part, on the state or area where you live.
For instance, if you live in one of the best states for classic car owners, your rates may be lower than if you were to live in a state that was considered one of the worst for classic car owners, for instance.
The Dodge Charger trim and model you choose can impact the total price you will pay for Dodge Charger insurance coverage.
Older Dodge Charger models generally cost less to insure. For example, auto insurance rates for a 2020 Dodge Charger are $1,668, while 2010 Dodge Charger rates are $1,386, a difference of $282.
|2020 Dodge Charger||$376||$626||$466||$1,668|
|2019 Dodge Charger||$358||$600||$488||$1,646|
|2018 Dodge Charger||$344||$596||$498||$1,638|
|2017 Dodge Charger||$332||$582||$520||$1,634|
|2016 Dodge Charger||$320||$558||$536||$1,614|
|2015 Dodge Charger||$304||$538||$554||$1,596|
|2014 Dodge Charger||$292||$500||$564||$1,556|
|2013 Dodge Charger||$280||$470||$570||$1,520|
|2012 Dodge Charger||$268||$422||$574||$1,464|
|2011 Dodge Charger||$250||$388||$574||$1,412|
|2010 Dodge Charger||$242||$364||$580||$1,386|
Driver age can have a significant effect on the cost of Dodge Charger auto insurance. For example, 30-year-old drivers pay approximately $73 more for their Dodge Charger auto insurance than 40-year-old drivers.
Where you live can have a large impact on Dodge Charger insurance rates. For example, drivers in Los Angeles may pay $238 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Dodge Charger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Charger auto insurance rates with violations on their driving record.
The Dodge Charger’s safety ratings will affect your Dodge Charger auto insurance rates. See the chart below:
|Small overlap front: driver-side||Marginal|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
The crash test ratings of the Dodge Charger can impact your Dodge Charger auto insurance rates.
|2020 Dodge Charger SRT 4 DR RWD||N/R||N/R||N/R||N/R|
|2020 Dodge Charger Pursuit 4 DR RWD||N/R||N/R||N/R||N/R|
|2020 Dodge Charger Pursuit 4 DR AWD||N/R||N/R||N/R||N/R|
|2020 Dodge Charger 4 DR RWD||5 stars||4 stars||5 stars||5 stars|
|2020 Dodge Charger 4 DR AWD||5 stars||4 stars||5 stars||5 stars|
|2019 Dodge Charger SRT 4 DR RWD||N/R||N/R||N/R||N/R|
|2019 Dodge Charger Pursuit 4 DR RWD||N/R||N/R||N/R||N/R|
|2019 Dodge Charger Pursuit 4 DR AWD||N/R||N/R||N/R||N/R|
|2019 Dodge Charger 4 DR RWD||5 stars||4 stars||5 stars||5 stars|
|2019 Dodge Charger 4 DR AWD||5 stars||4 stars||5 stars||5 stars|
|2018 Dodge Charger SRT 4 DR RWD||N/R||N/R||N/R||N/R|
|2018 Dodge Charger Pursuit 4 DR RWD||N/R||N/R||N/R||N/R|
|2018 Dodge Charger Pursuit 4 DR AWD||N/R||N/R||N/R||N/R|
|2018 Dodge Charger 4 DR RWD||5 stars||4 stars||5 stars||5 stars|
|2018 Dodge Charger 4 DR AWD||5 stars||4 stars||5 stars||5 stars|
|2017 Dodge Charger SRT 4 DR RWD||N/R||N/R||N/R||N/R|
|2017 Dodge Charger 4 DR RWD||5 stars||4 stars||5 stars||5 stars|
|2017 Dodge Charger 4 DR AWD||5 stars||4 stars||5 stars||5 stars|
|2016 Dodge Charger SRT 4 DR RWD||N/R||N/R||N/R||N/R|
|2016 Dodge Charger 4 DR RWD||5 stars||4 stars||5 stars||5 stars|
|2016 Dodge Charger 4 DR AWD||5 stars||4 stars||5 stars||5 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Dodge Charger safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Charger include:
Review the Dodge Charger auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Dodge Charger auto insurance costs; higher percentages mean higher Dodge Charger auto insurance costs.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
If you are financing a Dodge Charger, most lenders will require your carry higher Dodge Charger coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Charger auto insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Dodge Charger auto insurance rates by employing any one of the following strategies.
Who is the top auto insurance company for Dodge Charger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Charger auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Charger offers.
|Source: Insurance Information Institute|
Save money by comparing Dodge Charger insurance rates with free quotes online now!